Renovation
Loan Program

Take on your next renovation project with flexible private financing built for real estate investors. Whether it’s your first investment or one of many, our Renovation Loan Program provides competitive leverage, fast closings, and reliable capital from acquisition through renovation.

Planning to hold the property? Use the BRRRR strategy—Buy, Rehab, Rent, Refinance, Repeat—to transition from renovation financing into a long-term rental loan.

Renovation Financing

Program Terms

Designed for experienced real estate investors financing renovation projects.

Loan Amount
$125,000 to $4,000,000
Minimum Credit
660
Rates
8.99%+
Points
1–3%
Payment
Monthly, Interest Only, No Prepay Penalty
Loan to Cost (LTC)
Up to 93%
Loan to Value (LTV)
Up to 90%
After Repair Value (ARV)
Up to 75%
Loan Term
12–24 Months
Eligible Loan Types
Purchase + Rehab, Refinance + Rehab, Buy and Flip, Buy & Hold

Loan Information

Loan Details

Review eligible property types and common documentation requirements.

Park Place Finance specializes in residential real estate and can fund a variety of investment property types, including:

  • Single Family Homes
  • Duplex, Triplex, Quadplex
  • Condominiums
  • Townhouses

Our renovation loan process is designed around streamlined, common-sense underwriting. Depending on the transaction, common documentation may include:

  • Purchase Contract (If Purchase)
  • Rehab Budget
  • Last 2 Bank Statements
  • Property Insurance
  • Driver’s License
  • LLC / Entity Docs (if in LLC)

Why Park Place Finance

Financing Designed to Perform

Close in 5–7 Business Days

A streamlined lending process designed to help real estate investors move quickly when timing matters.

Competitive Rates

Competitive pricing and flexible financing options designed around a range of real estate investment strategies.

Nationwide Lending

Access private financing for investment properties across markets nationwide with an experienced lending team behind you.

Built Around Your Investment

Built for Every Kind of Investor

Whether you’re financing your first investment property or taking on a multimillion-dollar luxury project, Park Place Finance has financing solutions designed to meet you at every stage.

We work with first-time investors, experienced operators, builders, and developers nationwide, providing flexible private capital for projects of all sizes. Our goal is to provide the financing, speed, and support investors need to complete their objectives and position their investments for a successful return.

Renovation Financing

Frequently Asked Questions

Learn more about renovation financing, loan terms, project requirements, and working with Park Place Finance.

Rates and leverage are determined based on several factors, including your credit profile, experience, project scope, property details, loan amount, and requested loan term. Our team reviews the full scenario to determine the financing options available for your project.

Our Renovation Loan Program does not include a prepayment penalty, giving you the flexibility to pay off your loan early when your project is completed ahead of schedule.

Extensions may be considered depending on factors such as payment history, project status, remaining renovation work, and the circumstances surrounding the extension request. Contact our team as early as possible if you believe your project may require additional time.

Every financing scenario is evaluated individually. Depending on the circumstances, compensating factors such as real estate investment experience, liquidity, reserves, or additional guarantors may be considered.

Yes. We work with investors across a range of experience levels, including those financing their first renovation property. Our team can review your property, renovation budget, financial profile, and investment objectives to help determine available financing options.

Explore Our Other Loan Programs