Bridge Loan Program

Move quickly on your next investment property with flexible short-term financing designed for real estate investors. Our Bridge Loan Program provides the speed and flexibility to acquire or refinance a property while preparing for your long-term financing strategy.

Whether you’re purchasing, refinancing, or accessing equity through a cash-out refinance, our team provides competitive financing options built to help you execute with confidence.


Program Terms

Investment Properties Only
LOAN AMOUNT
$100,000 to $5,000,000
MINIMUM CREDIT
660
RATES
8.99%
POINTS
1-3%
PAYMENT
Monthly, Interest Only, No Prepay Penalty
LOAN TO COST (LTC)
Up to 80%
REFINANCE LOAN TO VALUE (LTV)
Up to 80%
CASH OUT REFINANCE LOAN TO VALUE (LTV)
Up to 70%
TERM
12-24 Months
ELIGIBLE LOAN TYPES
Purchase, Refinance, Cash Out Refinance
Need rehab financing as well? Compare our Renovation loan program.

Loan Details

Property Types-Urban and Suburban Properties
Additional Requirements

Park Place Finance specializes in residential real estate and can fund various properties including:

  • Single Family Homes
  • Duplex, Triplex, Quadplex
  • Condominiums
  • Townhouses

You’ll love the ease of closing a Bridge Loan with Park Place Finance, because of our common sense underwriting. We underwrite primarily to the value of the property. No tax returns, no income verifications, an no debt ratio to qualify! To speed the process, here’s the main items you’ll need to gather:

  • Purchase Contract (If Purchase)
  • Last 2 Bank Statements
  • Driver’s License
  • Property Insurance
  • LLC / Entity Docs (if in LLC)

Discover the Park Place Advantage

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Close within 7-10 business days

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Competitive Rates From 8.99%

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Nationally Trusted within 48 states

Built for Every Kind of Investor

Whether you’re financing your first investment property or taking on a multimillion-dollar luxury project, Park Place Finance has financing solutions designed to meet you at every stage. We work with first-time investors, experienced operators, builders, and developers nationwide, providing flexible private capital for projects of all sizes. Our goal is to provide the financing, speed, and support investors need to complete their objectives and position their investments for a successful return.

Bridge Loan Resources

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Frequently Asked Questions

What types of situations are bridge loans meant for?

Bridge loans are available to real estate investors needing to close quickly on an investment property without the normal hassles of qualifying for a traditional loan. Most of our loans are refinanced or paid off within the initial 12 months of the loan, to avoid the interest carry of the bridge loan versus a traditional loan.

We can close in 3-5 days, to allow investors to remain competitive with their offers. If you need to renovate the property as well, consider using our fix and flip product instead.

How are your bridge loans underwritten?

Our bridge loans are underwritten in house and primarily based on the value of the property. We also ensure that the value is sustained by sales comps of similar houses in the area. We do NOT look at your tax returns, income, or job status to determine qualifications.

We traditionally lend in urban or suburban areas, on houses that are rent ready. We do not lend to mobile homes, manufactured, log cabins, or unique properties.

How does a bridge loan differ from a fix and flip loan?

Use our bridge loan to purchase a rent ready house. Use our fix and flip loan to finance a property that is needing renovations prior to being rent ready or sold.

How are you able to close in 3-5 days?

Our technology and our experience. With 4,000+ loans closed since 2006, and our average employee having 8+ years in the industry, we’ve got you covered to close fast. In certain circumstances we can even close same day.

What if my credit is below 640?

We can look at exceptions down to 600 with compensating factors such as additional down payment or experience.

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