Fix And Flip loan

Fix & Flip / Fix & Hold Loans

Use our signature Fix and Flip loan product to help fund your next flip. Whether you’ve flipped 100 or this is your first time, we provide fast, dependable, proven capital at competitive rates to make your next project profitable.

Want to Buy and Hold? Use the BRRRR Method – Use our capital to Buy, Rehab, Rent, Refinance & Repeat!

  • Investment Properties Only
  • Close in 3-5 days
  • We pay Brokers
  • First Time Flippers Welcome
  • Higher Leverage with More Experience
  • Lending Since 2006

Program Terms

For our most experienced borrowers
$100,000 to $3,000,000
10.99% – 12.99%
Monthly, Interest Only, No Prepay Penalty
Loan to Cost (LTC)
Up to 90%
Loan To Purchase (LTP)
Up to 95%
After Repair Value (ARV)
Up to 75%
6, 12, or 18 Months
Purchase+Rehab, Refinance+Rehab, Buy and Flip, Buy & Hold

Loan Details

Property Types-Urban and Suburban Properties
Closing Costs
Documentation Needed

Park Place Finance specializes in residential real estate and can fund various properties in 47 States, with the following Investment Property Types:

  • Single Family Homes
  • Duplex, Triplex, Quadplex
  • Multi-Family (5+ Units)
  • Condominiums
  • Townhouses

Park Place Finance eliminates junk fees and has straight-forward pricing when it comes to fees associated with closing your loan.

  • Document Preparation Fee – $1,495.00
  • Legal Fee/Recording – $535.00
  • Appraisal: $500-700 typically

You’ll love the ease of closing with Park Place Finance, because of our common sense underwriting. No Tax Returns, No Income Verification, and No Debt Ratio to Qualify! To speed up the process, here’s the main items you’ll need to gather:

  • Purchase Contract (If Purchase)
  • Rehab Budget
  • Last 2 Bank Statements
  • Property Insurance
  • Driver’s License
  • LLC / Entity Docs (if in LLC)

Discover the Park Place Advantage!

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Close Fast
(Typically 3-5 Business Days)

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Competitive Rates (Rates from 10.99%)

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Nationally Trusted (Over 1 Billion Funded!)

Trusted by thousands of Real Estate Investors

We’ve closed over 4,000 loans and have funded over $1 Billion since 2006. We know how to help make sure your next project is profitable with our combined 50+ years of lending experience among our executive team. Call us today to help make your next investment property a success!

Fix and Flip Resources

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Frequently Asked Questions

How do you determine my rate, leverage and loan terms for a Fix and Flip loan?

Rates and leverage are dependent on risk. Risk is measured on flipping experience, credit, loan details, and loan term. You are able to set your loan term from 6-18 months.  The rate and allowable max leverages will be determined on a number of factors including credit profile, experience and project size.  Get started today to find out where you qualify.  It just takes a couple minutes to submit your application!

What if I finish my Fix and Flip project early?

Great- there is no pre-payment penalty, so you can pay-off the loan at anytime, without incurring additional fees. Your interest is simply calculated by the days you hold the loan before payoff.

Can I extend my Fix and Flip loan?

Generally, yes.  However, approval of an extension is considered with a few factors including but not limited to, on-time payment history, project status, etc. 

What if my credit is below 640?

We can look at exceptions down to 600 with compensating factors such as experience and additional guarantors.

Do you lend to First Time Flippers?

YES! We love helping first-time flippers. In fact, many of our expert flippers started their first flip financing with us.. With 4,000+ loans closed, we are here to help you with any questions you have including budget reviews, property valuations, and profitability analysis. Our goal is to make your flip a financial success for you!

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What Customers Are Saying

Joseph Morley was extremely helpful and was able to get our deal closed within just 2 days. We would definitely recommend him for any home financing. It was a total pleasure to work with him.

The definition and emphasis of dedication, devotion, and diligence was redefined to a whole new level (unimaginably speaking); through out the entire loan process working with Park Place Finance. Look no further, if you need to close quickly, and demand superlative stellar customer service. My loan officer was able to help me close the loan within 11 days! Highly recommend you call them; if you prefer this route (hard-money, direct private lending).

Connor Donovan was very helpful with my loan from start to finish. I gave him everything he asked for right away and from there on out, he didn’t ask for much! I closed on time with no headaches and a lot less fees! Thanks Connor! Let’s do it again!

Great working with Park Place they made everything go smoothly for my transaction. Highly recommended!

Adam Brinker was the absolute best! I went into this situation, nervous and uninformed. He was there every step of the way, helping me to understand that specifics of every single detail. The deal closed on time and he still follows up. Could not recommend Park Place and Adam any more. Thanks!

Moune Prasasouk and his team are fantastic! Their communication, customer service and their attention to detail is why I will always do business with Park Place Finance.

Had a wonderful experience working with Zane Kampfer. Really appreciate how he made himself available and worked with me to get this deal done. Looking forward to many many more together.

Park Place Finance has great customer service and went go out of their way to make our first project together a homerun!

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