FAQ - Park Place Finance

Frequently Asked Finance Questions

Adjustable vs Fixed Rate Mortgages

The difference between a fixed rate and an adjustable rate mortgage (ARM) is that with…

Glossary of Mortgage Terms

The definitions of common, but misunderstood, terms related to the mortgage loan process. Understand these…

Home Purchase Basics

Buying a house is a big commitment. Once you’re ready, we can explore your mortgage…

Loan Process

Make no mistake, there’s a lot involved in getting a mortgage loan. You wouldn’t be…

Mortgage Calculator

Use our free mortgage calculator to estimate your monthly mortgage payments. Enter the home price,…

Mortgage Pre-Approval Process

A mortgage pre-approval is a letter from a lender stating the size loan you can…

Mortgage Pre-Qualification Checklist

A mortgage loan pre-qualification is an estimate of how much house you can afford based…

Tips For Finding a Real Estate Agent

Knowing what to look for in a real estate agent can save you so much…

What Loan is Best?

There are multiple loan products and it can be confusing to figure out which one…

When To Refinance

Ever heard the old rule of thumb, you should only refinance if your new interest…

Laura

16:21 07 Feb 23

I recently had a great experience with this company. Connor was super awesome! He was quick to send responses to all of my questions and helpful to... get me in contact with the appropriate resources needed to close on the loan. This was a quick and easy process. Thanks for all your help. I would recommend them for your next lender.read more

David Nerenberg

13:31 16 Dec 22

Austin Bunkers at Park place performed a financially impossible request: he provided a multimillion dollar mortgage perfectly within 7 days of the... request!!!! Closing was clean and went smoothly. He literally “ saved” the day as we had to cancel our prior lender due to Lender error at the 11th hour I will only use this company and Austin going forward. Best Ever!read more

Erin Caraway

21:58 15 Dec 22

I have used Austin Bunkers with Park Place Finance for all of my investment properties. He is efficient, creative and easy to communicate with. He... has gone above and beyond during the transaction to ensure that the process was smooth and a win for everyone at the closing table. I use him over and over again and would highly recommend him for all of your lending needs.read more

Sam Hodges

12:28 12 Jul 22

Austin and his team are excellent . If you are in the business of flipping homes then look no further. Find a property , call Austin at Park Place... Finance ! You will close in just a few weeks and starting your projectread more

Linda Anderson

19:37 08 Jul 22

Austin and his team got the job done, just like he said he would. They stay on top of the details to get the loan funded on time.

jose arreola

01:52 08 Jul 22

I don't normally like to leave reviews, but this time I felt like a must, I had a great experience with Park Place Finance, the process for my loan... was really smooth mostly because the loan officer Connor Donovan who was a very patient, very informative, and knowledgeable, we definitely recommend them 100%.read more

Brandi Pumphrey

23:17 23 Jun 22

Austin at Park Place Finance was amazing to work with, fast, efficient, we even got to close a day early. Highly recommend!

Jim Kostas

12:16 25 May 22

James Webb is the man to speak with. Very helpful

Tarah McMahan

16:04 24 May 22

Park Place saved our deal. I couldn't thank Stephen enough for how helpful he was through the whole process. We were able to close in just under 10... days. Definitely will be sending more deals their way!read more

dan rosario

20:54 13 Apr 22

Stephen was amazing. Always responded quickly and helpful in anyway he could be. Smooth transaction. Highly recommend.

David Baez

20:40 13 Apr 22

Great experience as there was excellent communication and the whole process was very smooth.

Serj Behterev

19:43 12 Apr 22

Fast, easy and very convenient, thank you Austin

Deeyon Persaud

20:00 11 Apr 22

Ryan Miller did an excellent job with my purchase. I worked with many different lenders in past being Realtor, he met the closing date as promised.... Will use Again.read more

Brittany Keith

11:05 08 Apr 22

Martha was such a pleasure to work with. I had to switch lenders at the very last minute and only had days to close on the new investment property.... Martha got my loan approved and we were scheduled to close in a matter of 7 days!! Park Place Finances process was quick simple and they weren’t charging a million dollars in fees like some of their competition. I will continue doing future deals with them without a doubt. Give Martha a call!!!read more

Mike Lawrence

23:47 18 Mar 22

I worked with Chris Olivieri on a cash-out refi and a rental property purchase around the same timeframe. Park Place offered the most competitive... rates/points vs other lenders I spoke with and Chris was a standout due to his excellent communication skills, promptness, and professionalism. I would definitely work with Chris again and anyone who is looking for financing should consider getting a quote from Park Place.read more

Carlos Iratzu Jared Investors Group

19:47 16 Mar 22

Excellent I am L.O for more than 28 yrs in Arizona and wholesaler in Fliper and investors properties. the programs are excellent and the services. I... am expanding my business more thanks to the partnership with Adams Brinker, my Representative, I think I am going to break my record of negotiations thanks to Park Place F, and his team.read more

Kimleang Sok

14:52 16 Mar 22

Ryan Miller the loans officer Parkplace really helpful,quick response to my call or text, helped me trues the process till closing and after. 100%... recommend .Thank you Ryan and your teamread more

Bert Barrow

16:39 04 Feb 22

Chris Olivieri was an extreme pleasure to work with. We were being poorly by another lender when I reached out to Chris. From introduction to close -... 21 days, we closed this loan. Needless to say, as a broker, my clients needs come first and Chris went above and beyond to make sure our transaction went smoothly. I will be leaning on Chris with many more transactions moving forward. Well done Chris!!read more

Igor Dimitrijevski

15:33 04 Feb 22

Park Place has been amazing and enjoyable to work with. Great lender! Highly recommend for any Real Estate project!

Amy Oxner

03:12 04 Feb 22

Chris at Park Place is awesome! He helped me through the process on a fix and flip loan and was great all the way through closing! He responds very... quickly to any questions that I have. This has been a great experience so far over all and I will continue to use Chris and his team at Park Place for my fix and flips!read more

AR Rastegar

02:59 04 Feb 22

Chris O. Just knocked it out of the park with his service. No one could do my deal. No one. I've tried for years. He was able to help me structure my... goals to make them achievable. He really helped improved my families life but helping us put money in action. We will be back for all of our deals.read more

New Wood

17:38 02 Feb 22

Chris Olivieri was on point. I’ve done many refinances in the past and these guys are great. Very professional straight forward and accessible. ... Made the entire process streamlined and simple. Will be back to do business again soon. Had to come back and add a word about Stephen King. First of all …great writer! The stand was was my favorite. But really this team does exactly what they promise…..And I have a very complicated order as a self employed individual with multiple properties. Thank you Both!read more

Adriana Barrero

17:56 31 Jan 22

I have done business with Park Place for the past couple years and the are reliable, fast and great people to work with. Chris Olivieri has been my... loan officer for the past year and he is amazing. So far I have had the greatest experience, they have great rates and the best costumer service.read more

Jose Recinos

18:36 28 Jan 22

Oh man!!!First time using this company for my fix & flip deal. Connor was on top of the game with only 2 days to close the deal he was able to... approve me and to get the appropriate documentation to get it done in a quick manner.Connor definitely deserve my business and from now on he will be my go to man for my any of my projects.read more

Jason Grider

17:39 14 Dec 21

Park Place did a amazing job in providing the rest of the funding for the house I am flipping and was super fast and friendly to work with! We closed... the deal from initial offer to closing the loan documents and taking possession of the property in 2 weeks! A great partner whom I will continue doing business thru for many years!read more

Paul Montemayor

13:46 09 Dec 21

Great experience, fast closing and funding for rehab as well.If you’re in Texas and looking for a lender to do your next flip, look no more, contact... Park Place (Austin Bunkers)read more

Misty Young

22:27 06 Dec 21

I’m not even sure I should let the world know how freaking amazing Austin was during this purchase transaction because I want to keep him all to... myself!!!! I let him know that I needed the loan on Friday, and by Monday it was funded and we closed on Tuesday. Austin you are seriously incredible. Is Austin’s name really Peter Parker or Bruce Wayne?? Is he a Superhero? I think anything is possible here....read more

zee Bee

21:14 06 Dec 21

Park place finance did an awesome job for me. I needed the hard money loan very quickly because of a situation that I was facing and they over... delivered. When they understood my situation and the urgency they worked very fast and and closed on the loan quickly. It was a delight to work with Austin and his team at Park place finance, they know how to get things done.read more

Nasir Dean

14:29 16 Nov 21

My experience with Park Place Finance is wonderful. I bought my house last month. Austin Bunkers has helped us closing our loan. Our closing went... smooth without any complication. Mr. Bunkers is very experienced loan officer who paid attention to timely manner of closing, Interest rate and closing expanses. He saved our lots of money from unnecessary closing expenses. We recommend Park Place Finance lender and the loan officer "Austin Bunkers" for his best services and great experiences in lending.read more

Manager

12:02 16 Nov 21

Cris is attentive and always answers when needed.

Jeff Kehl

16:15 12 Nov 21

Excellent experience. They helped me out of a tight spot when another lender couldn't finish the loan.

Breece Matarazzo

14:01 05 Nov 21

We refinanced 2 rentals with them and were very happy with the whole experience. Garrett took good care of us and made everything seamless. We will... definitely use Garrett and Park Place for our next investment purchase!read more

Grace Kuo

23:55 13 Oct 21

Cristofer and the team at Park Place were amazing at getting our first deal funded. I appreciated his quick communication and getting things done in... a fast time frame. We hope to work with them on more in the future!read more

Greg Wilkes

20:30 13 Oct 21

Got a great, complex deal done for multiple properties. Had a few surprises a long the way, but Park Place did a great job of working with me to... get this across the finish line. I was pleased with the deal I received...best I could find. I may do more with them in the future.read more

Gregory Rayford

03:43 13 Oct 21

Cristofer & Park Place Finance came through on a Refinance out of my Hard Money Loan. It was a pleasure and I will surely used them on my next... Refinance Project . I enjoyed the process!!!read more

David Sanchez

19:29 06 Oct 21

Christian was great! Very helpful and knowledgeable in all areas. Thanks Park place for all of your help!

Timothy Tang

14:26 29 Sep 21

Garrett and team were really easy going and helpful. It’s like you are working with your friends. Garrett was super responsive, always on point and... none of the nonsenses. Thanks!read more

Wanilson Andrade

15:06 24 Sep 21

Cristofer is very dedicated and patiently walked us through all the process.

Reina Jiang

17:26 21 Sep 21

Cris and his team did an excellent job with my loan!Will definitely use their service again.

Maria Nino

17:10 17 Aug 21

Thank you very much Garrett and Austin for your assistance in getting this loan closed, in a record time! I am impressed with your professionalism... and caring attention to detail. I greatly appreciate how quickly you worked with me to get us to closing.read more

Chuck

20:34 05 Aug 21

From the beginning to the end of the loan, customer service, professionalism, dedication and closing my loan in 48 hours speaks volumes !!!The... original lender couldn't close my loan on time, however Park Place moved at Warp Speed !!This is the absolute Best Lender !!! Thank You !!!read more

Miso Portillo

22:50 03 Aug 21

ABSOLUTELY OUTSTANDING!!! It blew my mind how Austin grabbed the Bull by the Horns and got our deal funded in record time. I reached out to him on a... Friday at 3:30 pm, after a different lender dragged their feet for 32 DAYS. I explained how we were about to lose the opportunity and he dedicated his undivided attention for almost 2 hours, gathering information, dotting i's and crossing t's–by Tuesday, July 5 Austin and his team got the deal funded! Think about it... you take out the 4th of July weekend and that's less than 24 hours!!! That has to be some kind of a record for Park Place and for lenders everywhere. Thank you, all!read more

Tim Bradford

23:16 29 Jul 21

Our first lender hit a dead end and we were about to lose this opportunity. Connected with Christian and Austin and they said they could meet our... closing in 5 days and they kept their word. Thank you for keeping your word and closing on time. Will definitely consider you on future dealsread more

Your Man Max

17:38 29 Jul 21

Process was exceptional smooth/fast - Previous lender I was working with didn't work well, Glad that Chris with Park Place followed up from a past... inquiry and we ended up doing a bridge loan to help me remodel my investment property.read more

Sarah Kadish

00:36 21 Jul 21

Austin and Christian are amazing. Literally saved a project I was working on. Incredibly fast turn around time. Super impressed with their ability to... get it done. From the first contact to close was 5 days. Can’t wait to work with them again.read more

AKG AKG

21:19 13 Jul 21

I came across Park Place Finance - Austin via google search.I interacted with Cristofer who explained me the loans they have, I am an investor and... was looking for hard money loan. Cristofer gave me all details of requirements. Fast Forward - I was in contract with not 1, but 2 properties. Closed 1 today and set to close another one end of week. I couldn't thank Cristofer enough at the speed approvals came and I got to close with no hiccups.I recommend Park Place finance and will give them additional business when I have .read more

Thomas Powell

15:01 12 Jul 21

James Webb and the team at Park Place did a great job with my non-owner occupied cash-out refinance. The property is in a resort community making... the transaction even more challenging. I highly recommend James and Park Place.read more

faycal bachir

14:24 09 Jul 21

Very easy to work with great company they are so easy that I thought it was fake until closing day and now I can’t wait to make another deal with... them.. Park place thank you so muchread more

Mark Williamson

20:42 26 Jun 21

Austin was very personable, helpful, and responsive. Funding for my project was on time and hassle free.

Tom Setaro

17:53 14 Jun 21

Good communication, follow through and my rep Austin was a pleasure to work with. I recommend.

Shehan Rahman

08:06 14 Jun 21

Cristofer was excellent, closed my investment property quickly. Will be using him for all my future purchases. Highly recommend.

Roxanne Leong

07:55 11 Jun 21

Missy has been a great loan officer that made my loan process easy and simple. Her guidance and clairity in the whole process made us it easy and... stress free. We can’t thank you enough. My experience with park place Finacial and missy is the most greatest experience we had, being that we had 3 previous loan companies that couldn’t deliver us a loan or even the guide us with a positive outcome. Like getting this loan done in and in time. It took about 3 weeks to close. As a matter of fact we are set to close in a few days. 5 starsread more

Michael Estes

22:49 10 Jun 21

Justin and Moune are GREAT! Easy, Quick, and Professional. Highly recommend using them for your next mortgage

Ian W

19:25 10 Jun 21

Excellent service and very helpful team!

Alan Taylor

19:14 10 Jun 21

Austin and team did a great job and we will use them again.

Dominique Lane

18:40 10 Jun 21

3rd project !! Always fast and professional. Absolutely love ❤️ Looking forward to next one

Brandy Conner

01:07 10 Feb 21

Austin and his team did an amazing job for me.To start - he was able to help me get an offer on a property accepted for WELL below asking price... because of the confidence him and the company brought to the table.During the transaction there were some hurdles he had to jump (at no fault of his own) but he was able to navigate through them due to his dedication and persistence. That effort allowed us to keep the deal together and successfully close just yesterday!I would definitely recommend him to anyone and will be using him in the future. He will do whatever it takes to make it happen and I am so appreciative.Thank you!read more

Jeff Negrin

20:30 21 Oct 19

Justin is exceptional. Very hands on and a great personality. My loan closed without a hipcup. Very smooth.

Syl TessaLee Flores

14:31 19 Jun 15

I just want to express my gratitude to JUSTIN HUBERT for the 2x he has refinanced my home. I just refinanced at the end of 2013 and again this year.... I searched and searched different lenders, and I was with WellsFargo and this place is FAR BY THE BEST!! He knows Texas laws and I was able to pull out my equity, pay off my car and creditors and finance to a lower term! Now I went back to him and pulled out my equity again, paid more creditors off, and with all his assistance I feel so comfortable knowing I can trust in him. The other creditors kept dragging along and Justin had me close both times within 3 weeks!!! Justin you and your staff are THE BEST, THANK YOU SO MUCH! SYLread more

Mohit Burman

15:43 17 Dec 14

My wife and I first work with Justin and Park Place in 2010 to purchase our first house. The process couldn't have gone any smoother. I was shocked... at how easy they made the process and experience. We used Park Place finance for a 2nd time in October of 2014 to refinance our house and again everything was flawless. I would highly recommend Justin and the staff at park place finance!!read more

Lesley Ducran

18:03 01 Apr 14

I recently closed on my first home purchase with Amy at Park Place Finance. I spoke with a number of lenders, all of whom pressured me or tried to... convince me no other company could do what they promised. It was tiring and frustrating to deal with as a first-time buyer. Park Place was the last lender I reached out to and after a few conversations with Amy, I decided on Park Place to fund my purchase. At no point in time, did she ever pressure me or dismiss my questions/concerns. Instead, she patiently and thoroughly answered every single question. Not only did she answer them, but she made sure I understood her response and was comfortable with the information. She stood out from the rest and made me feel like I was the only person she was assisting. She was available to answer questions outside of normal business hours and made sure I knew she was there if I needed her.I also had the pleasure of working with Kim during the process. She collected documents from me and helped to explain exactly what was being requested. Both Amy and Kim responded to me in a timely manner and ensured I made it to closing as scheduled. There were no surprises, and all went well. I was funded before close of business and received the keys to my new home on the same day as closing.read more

Hugh Thompson

04:33 04 Mar 14

I got my first loan with Justin, and Justin and his staff streamlined the process and were very professional. I also refinanced with Park Place last... year, and Justin got me a great deal quickly. Love the personal attention Justin and his staff provide.Highly recommend Park Place!read more

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